Hallo. I owe FNB R500 000 in credit card, revolving loan and personal loan debt. My business failed …

Hallo. I owe FNB R500 000 in credit card, revolving loan and personal loan debt. My business failed and I have nothing left. I live with my fiance in his house, do not own a car or furniture. I have absolutely nothing they can take nor a job. Is it better to file a case against FNB for reckless lending, better to sequestrate, or will the best be to do absolutely nothing seeing that I have no assets to protect. I do however have a small retirement/life policy. Thats all. I am 50 years old. Please advise

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